8-week future balance
Future bank balance calculator
Enter your current balance, upcoming income, and major payments. See your projected lowest point and first possible cash gap over the next 8 weeks.
No bank connection · No account required · Financial inputs stay on your device
Free local calculator
Project the next 8 weeks from the cash events you already know.
The calculation runs entirely in this browser. CashGapRadar does not receive your balance, dates, descriptions, or amounts.
Your projection
No cash gap found
Want this forecast to stay useful after today?
CashGapRadar adds recurring payments, weekly Clear / Tight / Gap states, exact-day views, and scenarios without connecting a bank.
Planning tool only. Results depend on the dates and amounts you enter and cannot include unknown future transactions.
What the result means
The lowest point matters more than the month-end total.
A month can finish positive and still contain a negative balance in the middle. This calculator sorts your known cash events by date, carries the balance forward, and surfaces the lowest projected point and the first date below zero.
Lowest projected balance
The smallest balance reached anywhere inside the 8-week window.
First projected cash gap
The first date the running balance falls below zero, based only on the events entered.
Ending balance
The projected balance at the end of the 56-day window. It does not replace the lowest-point view.
Next step
Turn a one-time calculation into an ongoing cash forecast.
The calculator answers a single question from the information entered now. CashGapRadar is designed for the recurring version of that job: confirm income dates, keep major payments scheduled, and see the earliest week that needs attention.