Current balance
The starting point for the forecast.
Personal cash flow forecasting
A personal cash flow forecast shows where your balance is going — not where it was.
CashGapRadar uses the dates and amounts you enter to make short-term cash timing visible. The goal is not to predict every purchase; it is to reveal the known points where the balance may become tight.
No bank connection · No account required · Financial inputs stay on your device
Forward-looking, not backward-looking
A personal cash flow forecast asks what happens next.
An expense tracker records what already happened. A short-term cash forecast starts with the balance you have now, places expected income and important payments on their actual dates, and carries the balance forward.
That makes a different problem visible: a month can be affordable overall while the timing inside the month still creates a temporary shortfall.
Simple timing example
- Sep 1Rent leaves the account
- Sep 5Insurance is due
- Sep 8Paycheck arrives
The monthly total can be positive while Sep 5 is still the lowest point.
What CashGapRadar forecasts
Only the cash events that shape the path ahead.
Income dates
Confirmed or expected incoming cash on the dates you enter.
Major payments
Recurring or planned outflows that materially change the future balance.
Lowest point
The week and date where the projected cash cushion is smallest.
Forecast vs expense tracker
Different tools answer different questions.
QuestionCash forecastExpense tracker
What is the focus?Future timingPast spending
Do I need every purchase?NoUsually many transactions
Can it show a low date?Yes, if future events are enteredNot its primary job